1. Our consultant will evaluate your roof and give you a proposal to solve any issue that you're having.
  2. We'll quickly get you a contract to sign.
  3. California protects homeowners by mandating that the insurance company must pay for work that ensures that the roof looks uniform after the repair (i.e. no unsightly, mismatched patches). That means that the cost of replacing the full roof facet is covered by insurance and often the cost of a full roof replacement is covered, particularly if the existing roof is not up to current code.
  4. As soon as possible after you sign a contract with Mr. Roofing, we'll send a crew to your house to cover any problem areas, likely with a tarp.
  5. You can use the proposal or contract with Mr. Roofing (including extensive photos and documentation that we will provide) to file a claim with your insurance company.
  6. Your insurance company may come back with a low counteroffer.
  7. Mr. Roofing will work with our manufacturing partner GAF to provide an analysis justifying our cost of the repair/replacement in the Xactimate format used by insurance companies.
  8. Your insurance company should come back with a higher offer. It may still be lower than the cost of the Mr. Roofing contract.
  9. Mr. Roofing offers several payment plans to make up any difference that may exist between the cost of the roof and the pay-out from your insurance company:
    • A no-interest, no-payment option until 2026 
    • Unsecured loans with rates below 8% and term options of up to 15 years
    • Quick and easy HELOC from Figure with term options out to 30 years

Your Mr. Roofing consultant can answer any questions you may have about the process. Contact us today by calling or filling out our online form to get started.